Privacy Policy

1. Introduction

Welcome to AltMoney Vault. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and share your data when you access our platform.

2. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, phone number, KYC documents, PAN, and bank details.
  • Transaction Information: Details of investments, transactions, and financial holdings.
  • Demographic information such as gender and income.
  •  Other information that can help us improve our services
  • Cookies and Tracking Technologies: Data collected through cookies to enhance user experience.

We need physical evidence of your personal details like PAN, cancelled cheque leaf, etc., to satisfy regulatory requirements, while your bank details are required to honour your investment instructions.

Users are responsible for ensuring the accuracy of the information provided. Any mismatch or discrepancy in the provided information may lead to the rejection of the account opening request. AltMoney Vault will assist users in rectifying errors upon request.

We may also ask for additional personal information from time to time to meet new regulatory requirements or to provide you with other benefits of our services. As always, the information that we seek will only be for the purpose stated.

3. How We Use Your Information

We use the collected data to:

  • Provide and manage investment services.
  • Process transactions and verify identities.
  • Improve platform functionality and user experience.
  • Comply with regulatory and legal requirements.
  •  Communicate updates, offers, and relevant investment insights.

4. Data Sharing and Disclosure

We do not sell your personal data. However, we may share information with:

  • Regulatory Authorities: As required by applicable laws.
  • Legal Obligations: If necessary for legal compliance or fraud prevention.

5. Data Security

We implement industry-standard security measures to protect your information from unauthorised access, alteration, or disclosure. However, no data transmission is 100% secure, and users are encouraged to take necessary precautions.

6. Your Rights and Choices

You have the right to:

  • Access, update, or correct your personal data.
  • Request data deletion, subject to legal requirements.
  • Opt out of marketing communications.

7. Retention of Data

We retain your information as long as necessary to fulfil regulatory requirements and provide our services. Once no longer needed, data is securely deleted or anonymised.

8. Third-Party Links

AltMoney Vault may contain links to third-party websites. We are not responsible for their privacy practices and encourage users to review their policies before sharing personal data.

9. Legal Obligation

AltMoney Vault is bound by the Information Technology Act, 2000, and complies with all its provisions. In accordance with Section 43A of the Information Technology Act, 2000, AltMoney Vault is obliged to maintain reasonable security procedures to safeguard your data.

In accordance with Regulation 4 of the Information Technology (Reasonable Security and Procedures and Sensitive Personal Data or Information) Rules, 2011, AltMoney Vault is obliged to provide every registered user of the Website with a readable copy of the information that it keeps about you. If the user would like to have a copy of the same, the user can reach out to us at sales@altmoneyvault.com. As an added security measure, we may require additional proof of identity prior to such disclosure.

By using our services, you consent to the collection, use, and processing of your personal data as outlined in this policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be communicated through our platform, and continued use of our services implies acceptance of the revised terms.

11. Contact Us

For questions related to updating or changing your account information or any other information provided by you and for your valuable feedback regarding this Privacy Policy, please send e-mail to sales@altmoneyvault.com

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